Today my dad blogs about doing some business banking!
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'BANKING'
DAY.
And
the sun rose upon a new
day, and it was ordered that I must present myself to the bank and
prove who I am.
The
fact that I have done business with them for over 20 years is neither
here nor there. They know where I live and I owe them money, but
apparently I now have to prove who I am, show them my birth
certificate, produce utility bills etc all supposedly authenticated
by someone important such as an Optician, local government official,
member of the armed forces, etc. Bank employees did not count as
'important'! The notion that an Optician is regarded as 'important
and trustworthy' but an employee of the bank where I have done my
weekly banking for over twenty years isn't, seems both bizarre and
amusing.
However,
it seems that potentially I could be an international criminal
involved in white slave trafficking, money laundering, drug
smuggling, the list is endless.
Can
I prove that I am innocent? they seem to ask.
Are
these people real? I reply.
The
man who interviewed us at the bank - my wife also had to prove who,
why, where etc accepted my wife's and my our proof of identity on the
nod and seemed to be almost embarrassed that we had had to do this.
He also said that regardless of the official letter I had received
from 'Clueless Bank Head Quarters', he was
regarded as 'important and trustworthy', and he could indeed verify
my identity.
However,
he had other questions to ask.
He
needed full details of all foreign countries we buy goods from!
We
don't!
Well,
we placed a one-off order from a German toy manufacturer last Christmas, (a present for our grandson) which won't be happening
again, and last summer - or was it the summer before, I forget - we
bought some small statuettes from a firm in Paris, but 99.9% of our
stock is bought in the UK.
"And
what about Eire?" he asked, in a tone of voice suggesting that
he had caught us red handed smuggling children to a sausage factory
in darkest Pontefract.
We
currently have two customers in Eire who buy
from us
- we don't buy anything
from Eire.
"Oh",
he said "Oh fine". Somewhat distractedly he waved his pen
like a magic wand over a huge questionnaire, searching for a killer
question that would prove our identity as international criminals.
"How
much cash do you bank per year?" he asked.
Like
the bank doesn't know? Maybe it was a trick question .. or possibly
the bank's left hand is entirely clueless as to what the bank's right
hand is doing?
If
anyone knows how much cash we bank surely the bank will know? No,
Really?
We
bank very little actual cash (folding paper variety), as is the case
with a lot of businesses virtually all our money is either cheques or
cards through the card machine, at most £1000 per annum is banked
and probably much less than that.
The
bank chap looked utterly deflated, this sum was apparently trivial
beyond expression, he was looking for people who bank hundreds of
thousands or millions.
He
looked rather discouraged and against my best efforts I couldn't help
but feel sorry for him. Poor chap, he then spoke to us as if sharing
a confidence with a friend, that he had been in Financial Services at
the bank for 40 years!
No
wonder he looked sort of 'withered'.
I
made some half-hearted joke about it sounding like being trapped in
hell and with no trace of a smile he said "yes, something like
that"
He
continued that being a 'banker' was no longer highly regarded these
days and that he was sometimes reluctant to tell people what he did
for a living.
I
suggested that he tell them he was a pig farmer instead, at which he
smiled vaguely.
Finally
he said that he was pleased to have met such nice people, shook hands
and thanked us for our time.
Yours
faithfully - I forget my name, but I am certified a non-international
criminal .... for the time being at least.
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